Frequently asked questions (FAQ)

Should I give any statements to any insurance company?

The short answer is “No!” Do not discuss your case with anyone. The reason for this is that what may appear to be an innocent remark on your part may be distorted or changed by others, especially the other party’s insurance company. If anyone calls you regarding the accident, obtain their name and phone number and advise them that you are consulting with an attorney, who will eventually contact them. Provide their information to any attorney you may retain so that they can monitor the process.

What about my own insurance company? Should I give them any statements?

The short answer is still “No.” You have a duty to cooperate with your own insurance company but that does not necessarily mean giving them a verbal statement. You can, and should, report the incident to your own insurance company, however you need not provide a verbal statement unless your insurance contract provides that you must.

Our practice is to offer a written statement to our clients’ own insurance carrier and if they insist on a recorded statement or any verbal statement we request that they first provide us the policy that reflects that their insured (our client) has an obligation to provide a verbal or recorded statement.

Why do you prefer not to give my own insurance company a statement?

Two reasons:
1) Although not allowed to, sometimes insurance companies share information with one another. How can this happen? You may be cross-insured with the person responsible for your injuries (insured by the same insurance). Or it may be an innocent mistake that someone working at the insurance company that insures you shares information you provided them. You don’t want the other insurance company to take out of context anything you shared with your own insurance carrier.

2) You may have uninsured motorist or underinsured motorist coverage from your own insurance that will kick in if the other party does not have insurance or does not have enough insurance. In that case your own insurance will be responsible to pay for your damages and although not supposed to be, often takes on an adversarial role against you.

Should I sign any papers?

Do not sign any papers. Do not sign any statements, forms, reports or any other documents. Insurance companies often try to settle your case prior to your ascertaining the full extent of your injuries and the full value of your case.

Sometimes it takes a while before one’s pain manifests after an accident. Sometimes people get temporary relief from therapy but have flare ups at a later date. At the Khorshidi Law Firm, when our clients are not 100% better we always advise our clients to wait as long as possible before settling their case so that they can appreciate the full extent of their injuries and only settle once they have recovered or understand their prognosis.

What if I don’t have any medical insurance?

Should I wait for the other party’s insurance carrier to pay for my doctors?

Do not wait to seek medical care if you are injured! Not only will you impede your recovery and potentially aggravate your injuries, but the insurance company will use this against you and argue that you are not really injured alleging that otherwise you would have sought immediate medical attention.

If you don’t have medical insurance, our office can refer you to a qualified doctor who will treat you and will not request to be compensated for their services until your case has been resolved. We work with board certified doctors in every specialty.

How much is my claim worth?

It is impossible to evaluate the value of a claim until ALL the factors have been compiled and analyzed. Even then, we can’t always be certain, because each insurance company is different. The amount of the other party’s liability coverages play a factor. Other factors include the reputation of your attorney and your treating doctors. Does your attorney know how to try a case? Does your attorney settle cases very early to maximize his own bottom line? Does your attorney only try the big cases that financially make sense for the attorney and perhaps will not want to take your small or medium sized case to trial if necessary?

Whether you have treated consistently with a person who claims to have been injured. Who are your treating doctors? Are they board certified and reputable? Have your injuries resolved with conservative care? Do you need future medical care and how much will it cost according to your doctors or other experts such as life care planners that may need to be hired to testify? Do you have past lost earnings and will you have future lost earnings?

If you are able to work for example but not engage in the type of work you used to be able to perform due to injuries from your accident, a vocational expert would need to interview you to determine what types of work you can do with your education and training, what you can be trained to do, and how much the difference in wages would be compared to the work you were able to perform but for the accident. Has the insurance company recently been burned by not paying a fair settlement and being held accountable by your attorney (they have paid more than they could have had they been fair). Sometimes even the time of the year will effect the value of a claim.

Will I have to go to court?

You will NOT have to go to court! However, it is really up to you. All offers of settlement will be referred to you and you alone will decide whether to accept or reject an offer. If you do not wish to go to court, you can always accept the last best offer, if still available. The Khorshidi Law Firm will evaluate each offer extended to you and give you the tools you need to determine whether you wish to settle your case or proceed with litigation.

How soon will my claim be settled?

No one can predict when your claim will be concluded. Generally, most claims settle (if they are to settle at all) between 1 month and 2 years after you complete medical treatment depending on the type of injury, the issues of liability, the position and attitude of the insurance company, etc.

Awards and Ratings

  • Litigator 2014 personal injury trial attorney award for Khorshidi Law Firm
    Winner of Litigator Award 2014 Personal Injury Trial Lawyer
  • Litigator 2015 top 1% of lawyers award for Khorshidi Law Firm
    Winner of Litigator Award 2015 Ranked Top 1% of Lawyers
  • Best Attorneys of America, lifetime charter member award for Khorshidi Law Firm Best Attorneys of America, Lifetime Charter Member
  • Million dollar advocates forum, lifetime member Million Dollar Advocates Forum, Lifetime Charter Member
  • Avvo Superb Rating. Top Personal Injury Attorney
  • Avvo rating superb award for top car accident attorney Avvo Superb Rating. Top Car Accident Attorney

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