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TITLE: Injured in an Accident, Now What?
SHOULD I GIVE ANY STATEMENTS?
Do not discuss your case with anyone. The reason for this is that what may appear to be an innocent remark on your part may be distorted or changed by others, especially the other party’s insurance company. If anyone calls you regarding the accident, obtain their name and phone number and advise them that you are consulting with an attorney, who will eventually contact them. Provide their information to any attorney you may retain so that they can monitor the process.
SHOULD I SIGN ANY DOCUMENTS?
Do not sign any papers. Do not sign any statements, forms, reports or any other documents. Insurance companies often try to settle your case prior to your ascertaining the full extent of your injuries and the full value of your case.
WHAT IF I DON’T HAVE ANY MEDICAL INSURANCE, SHOULD I WAIT FOR THE OTHER PARTY’S INSURANCE CARRIER TO PAY FOR MY DOCTORS?
Do not wait to seek medical care if you are injured! Not only will you impede your recovery and potentially aggravate your injuries, but the insurance company will use this against you and argue that you are not really injured otherwise you would have sought immediate medical attention.
If you don’t have medical insurance, our office can refer you to a qualified doctor who will treat you and will not request to be compensated for their services until your case has been settled.
HOW MUCH IS MY CLAIM WORTH?
It is impossible to evaluate the value of a claim until ALL the factors have been compiled and analyzed. Even then, we can’t always be certain, because each insurance company is different. Sometimes even the time of the year will effect the value of a claim.
WILL I HAVE TO GO TO COURT?
You will NOT have to go to court! However, it is really up to you. All offers of settlement will be referred to you and you alone will decide whether to accept or reject. If you do not wish to go to court, you can always accept the last best offer, if still available.
HOW SOON WILL MY CLAIM BE SETTLED?
No one can predict when your claim will be concluded. Generally, most claims settle (if they are to settle at all) between 3 and 24 months after you complete medical treatment depending on the type of injury, the issues of liability, the position and attitude of the insurance company, etc.